Fair enough, payments (credit cards, in particular) is a particularly hard area to decentralize... or at least democratize a bit more.
I'd love for an open payment standard for p2p payments and individual-to-business/institution payments to become available so that individuals could establish their own connection point to a fair payment exchange network.
This will only come with regulation that forces it, though. See India's UPI system, for example.
I'd love for an open payment standard for p2p payments and individual-to-business/institution payments to become available so that individuals could establish their own connection point to a fair payment exchange network.
This will only come with regulation that forces it, though. See India's UPI system, for example.