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> add unique convenience to the checkout process.

Why not just use something like Swish?

The transaction is finished immediately. No need to de-select any "Pay later" options etc. No need to install their app on your phone.

No need to share your purchase history with some third party with an yet unknown (undetermined) monetization model. Swish is owned by your bank, and you already trust them with your transaction history.

Seems more convenient to me.




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