In place I currently live even retirements savings are part of divorce split, and I don't think any prenup can affect that. They basically add them together and split 50:50, which is often more fair to women who skipped years of work and career building and stayed with kids. Earned before/during marriage doesn't matter in this case.
Switzerland, hardly a terrible place, in contrary. And as fair as one can possibly hope on this planet.
Retirement saving is mandatory just like elsewhere in Europe and taken automatically, so you can't avoid that part if you actually work. There is additional voluntary pillar but that's a minor sum compared to mandatory ones.
In general Switzerland seems like a nice place. I don't really agree that premarital assets should be split in a divorce. That doesn't seem like a fair thing if one party comes into it with significantly more.
