he or she just said. with bitcoin, the value of your dollar is going up. that sounds great, but it creates a pressure to not spend and means that the relative value of your debts are also going up

I get that you don't want The Powers That Be to have any control over anything, including your money. but we live in a collaborative economy. if your neighbor doesn't spend it hurts you, and vice versa. monetary policy allows the system to work, whether most people understand it or not