I personally use a really stupid trick for remembering my passwords - use profanities, vulgarities and "things that you shouldn't say out loud" in your passwords and mix them with something silly. They are infinitely easier to remember then.
Yeah, I actually had to send one of my passwords to one of my friends in SMS (I know, totally insecure etc, but time was more critical at that time than security). I felt a little.... embarrassed afterwards.
I'm far more used to emails cautioning not to reveal my password to anyone since they will never ask for it than to having my password legitimately asked for.
