It wasn't just the Trump administration; it was clear there were significant problems with the way the program was administered well before the first loans were supposed to start qualifying in 2017. Among other things, the Bush and Obama administrations that created and administrated the program provided no guidance and no oversight to the companies overseeing the loans, so the companies made it effectively impossible to qualify.

Hard disagree. The Obama administration drastically altered federal student loans worked, end-to-end. One of the largest changes was to get the DoE directly into the market of lending and holding student loan debt. Cutting out servicers like Navient, and costing them tons of money in lost subsidies and essentially nationalizing the industry.

Policies such as Public Search Loan Forgiveness, Pay as You Earn (PAYE), Perkins Loan cancellation, and several others were part of the Student Aid Bill of Rights. Having the government hold student loan debt is foundational to making these policies work.

This was a key policy platform of the Obama administration. It's less widely known about, compared to ACA, but still an important one. And this is probably the reason that it's been a day-one policy issue for the Biden administration.

> And this is probably the reason that it's been a day-one policy issue for the Biden administration

Here on day 455 of the Biden administration (who, by the way, was the least interested in resolving the student loan issue among his Democratic Primary rivals), it sure doesn't look like it was a "day one" issue.

I know someone who is enrolled in this program - unfucking it has been an ongoing task since very early in the administration. But like many things, it takes a bit to figure out how to untangle a program that was actively sabotaged for four years prior.