I disagree. $445/mo for a healthcare policy for a family would be cheap. Likely cheaper financially to a young family than the tax impact of socialized healthcare would be to them.
Your comment got me curious, so I looked up per-capita annual cost of the NHS (the socialised healthcare system in the country where I live).
The latest official data says "In 2017, the UK spent £2,989 per person on healthcare, which was around the median for members of the Organisation for Economic Co-operation and Development."
This is about US$330 per person per month.
(I don't have any point to make. Just thought I'd share the data I found.)
My mother working at Walmart pays $60/month since the rest is paid by the government. If you’re starting something, you probably won’t have income so the cost goes down for you too.