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The US still doesn't have wide-spread use of chip & pin on credit cards. Innovation & adoption of digital identity in this country is unlikely to be rapid.



> The US still doesn't have wide-spread use of chip & pin on credit cards

That's not really the case anymore. The new struggle is contactless. I can count on my hands how many times I've had my current debit card swiped (which is good since its stripe is looking like shit by now).

Gas stations are finally implementing chip transactions (the deadline is Oct 2021 iirc), which fortunately generally includes a contactless reader.

But alas, we'll likely see the same problems with digital ID that we have with REAL ID.


It was October 2020, but it was extended to April 2021. Now past the deadline, gas stations are liable for fraudulent transactions using chip cards.

https://adeptpayments.com/blog/2021/05/12/emv-compliance-dea...




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