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You're making $300k and not financially comfortable starting a family?



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If you think you can't live on 300k with a family in the bay area, then you need a serious reality check.

On a $300k income, even with one earner, you can comfortably afford a $1m+ home (of which there are plenty of single family homes available in many parts of the bay area), and while yes the COL for things like groceries/eating out is higher than in Austin TX, it's not high enough to seriously claim that it's not liveable


Show me a 3-4 bedroom house for $1M, and I’ll tell you how many hours the commute would take.

I work on the Peninsula. 90% of 3+ bedroom houses currently on the market here cost over $1.75M. Those below that, in the bottom 10%, are what you’d expect to find in the bottom 10%. There are many great places to live where I wouldn’t be forced to choose between that or spending a couple hours a day in traffic. Less money and higher quality of life.


300k is probably total comp. Meaning that base could be around 170k to 180k. Cut half of that in taxes. That's what you keep.




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