>More on that, I think this insistence on “financial literacy” is a very dirty play by today’s middle class [...] so that it won’t accept responsibility for the condition of the poor classes [...]
I'm not sure why you went straight for the "people are doing it because they're bad people" explanation. Why can't it be something less sinister, like creating anti-poverty programs that make the recipients self-sufficient, rather than subsidizing them for the rest of their lives?
“anti-poverty programs” are a scam. What will really reduce poverty (at least in the Western world) is a total rethink of the housing policies. Unfortunately the middle classes are against that, because most of their wealth consists of real-estate. Or a real de-segregation of the school-system (which is both race-based and especially social-based). The middle classes are against that, cue their desperate search for property in “good school districts”. Or an abolition of all the regressive taxes, the cigarettes smoked by the poor are taxed to high-hell while the middle-classes pay almost no taxes for the money put aside for their pensions or to purchase their (first) house. The middle classes will vote out of power any politician who will dare to touch these tax privileges of theirs. When all these circumstances will change I’ll be the first to say that “the middle classes really want to help the poor”, otherwise I just can’t.
I'm not sure why you went straight for the "people are doing it because they're bad people" explanation. Why can't it be something less sinister, like creating anti-poverty programs that make the recipients self-sufficient, rather than subsidizing them for the rest of their lives?