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Keep repeating cliches without thinking about them. Especially ones so obviously false. Let's consider two hypothetical options:

1) A steady, decent income job. Let's say you're making $120k/yr. After taxes, that's about $7.5k/month. If your expenses are $3k/month, you can save or splurge to the tune of $54k/year. Not bad!

2) A higher paying job, say $500k/yr. After taxes, that's $25k a month. Let's say that you need to spend $4k a month instead of $3 to deal with the extra stress. Now you're saving $252k/year.

At the end of five years of option 1, you've got over $250k in savings. You can probably buy a pretty nice place to live in your chosen location, but you have exactly one option going forward: keep working for the rest of your life.

At the end of five years of option 2, you have over $1.25 MILLION. This amount of money makes available to you the option of never working again in your life, if you so choose. You just bought an astronomical amount of time -- the rest of your life -- to do with as you please. Not only does this destroy your notion that money can't be exchanged for time, I think the exchange has been shown to be a pretty fucking good deal, to boot.




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