Only if it hasn't been transferred elsewhere and laundered and whatnot. Then all the bank is doing is penalizing its other customers to make you whole.
There's some capacity for error or crime built into the numbers as they stand. This means that the bank is more-or-less insuring against those things. All customers reap the benefits of insurance, because the benefit is the security, not the restitution.
Only if it hasn't been transferred elsewhere and laundered and whatnot. Then all the bank is doing is penalizing its other customers to make you whole.