Then why use the word "here"? Your point is that this is something that is still nascent -- maybe we will see results in a few years. It is not "here" yet.

Because people who want to risk a little for some interesting gains should be doing it now, not when it's in the averages. It gets in the averages years after all the purchases, setup, customization and consulting is done.

Then why use the word "here"? Your point is that this is something that is still nascent -- maybe we will see results in a few years. It is not "here" yet.

It was not my point, but I think our definitions of 'here' differ. I don't need to wait until everyone has it to consider it 'here'. I consider it here when I can start doing it.