Your assumption is that the bias is only racism, when sometimes it’s racism and sometimes fear of being robbed/assaulted. Stars definitely curbs the latter.
I don't think being robbed by a passenger is a reasonable fear - after all, the app has their location, both start and end, their credit card info, and their phone number. Criminal activity by passengers is easy to catch. Fear of crime in this circumstance is reasonably other, unrelated people, which stars does nothing to prevent.