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> 3. Charity - let's say we actually give every person enough money for food, housing, and utilities. Some people will mess up.

This is why it should be a regular and frequent income, rather than giving people a lifetime's worth of money when they turn 18. As it is a regular income that resets every week/month/whatever, it's harder to mess up to that extent. Addiction or unwise Hire Purchase agreements might do it, but with the latter, lenders are likely to be even more aware of affordability than they currently are.

That aside, I would imagine that UBI could make people more charitable towards those who are thoroughly down on their luck. Partly because if someone is destitute under that system, something must be really wrong in their lives.

One problem with poverty at the moment is that it is so big. When problems are really big (see also climate change), people feel that effects of their own efforts would be trivial, and so are dissuaded from doing anything at all. If fewer people would be made destitute by bad decisions made out of desperation, donors might feel they can actually do something about it.

Another problem with poverty now is that there are so many diverse causes that it is much easier to aim relief efforts at the symptoms - e.g. shelters for the homeless, food for the hungry etc. If UBI covers that for most people, then we can put more effort into fixing the causes - abuse/addiction/mental illness/predatory lenders/discrimination etc. Thereby removing the need for charity.



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