I understand why card companies struggle to implement this while retaining good relations with merchants, but this does seem an opportunity for Stripe or similar.
You can "log into" a London TFL "account" that is effectively just your credit/debit card. That means that, at least in theory, Stripe could let you log in to a "shadow" account as a card holder.
I think the problem is that Stripe (and others) don't want to upset merchants by making it possible for people to cancel "fixed term" subscriptions, where the merchant claims the customer has entered a contract to pay for X months.
Agreed entirely though - I would really like to see privacy.com style "limited authentication value/merchant card numbers" take off more and become a "default". This has added privacy benefits too, as it means for anyone other than the CC issuer, it will become very difficult to link digital transactions.
You can "log into" a London TFL "account" that is effectively just your credit/debit card. That means that, at least in theory, Stripe could let you log in to a "shadow" account as a card holder.
I think the problem is that Stripe (and others) don't want to upset merchants by making it possible for people to cancel "fixed term" subscriptions, where the merchant claims the customer has entered a contract to pay for X months.
Agreed entirely though - I would really like to see privacy.com style "limited authentication value/merchant card numbers" take off more and become a "default". This has added privacy benefits too, as it means for anyone other than the CC issuer, it will become very difficult to link digital transactions.