> It's incredibly dumb to host 24x7 video surveillance of your home and your comings and goings outside of your home.
"Incredibly dumb" is way out of line. Many people (including me) find having such video available to be extremely useful. Yes, there is a tradeoff involved if you are buying the video capability from a third party instead of rolling your own, but many people find it a tradeoff worth making.
Self hosting isn't dumb. It is literally what was done for decades. The fact is that most crimes are smash and grab, and they literally do no have the time to wander around your house looking for a DVR. It's fine.
It's incredibly dumb to host 24x7 video surveillance of your home and your comings and goings outside of your home.