Brilliant. It's all their own choice. They should have chosen to be born into a rich family. They should have chosen an expensive education. They should have chosen good health. They should have chosen a job that pays millions.

All this, of course, is commonly believed in the US. I sometimes suspect that actually it's not so much believed as just something that rich people want very much to believe; it means they can feel like they deserve and earned every last penny, and that they don't have to feel bad at all about all the people being screwed over.