I'll answer your question, but I should say up-front that my businesses mostly deal with relatively low-value transactions, so although action is always considered in these cases, usually we decide it's not worth pursuing. On the occasions that it's been deemed worthwhile and we have started the recovery process, we have never reached the stage of formal court proceedings. Generally once someone realises that their actions were not acceptable and we really are willing to go further if necessary, that tends to resolve things quickly. So I suppose the honest answer is yes, we did get our money and sometimes a bit more than the original amount owed due to interest/penalties/etc, but I don't know how effective our intended next steps would really have been other than where we've had positive legal advice.