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Using a smartphone app, entering the transaction isn't really such a pain. Just bought a pretzel, 12 secs later I had it entered in the app.

What I want in contrast is a way of tracking complex expenses like supermarket receipts, maybe via OCR and automatic aggregation and categorization of items, even across different supermarkets. Preferably via app. That way I could check which items I should buy where and which items are the most demanding on my monthly budget. Any su




there's lots of transactions people have happen automatically - rent, utilities, etc.


In YNAB at least, all of those can be scheduled as recurring and you only have to mark them cleared when they've happened.


Utilities costs are almost always variable, so it would still require manually entering them in.


rent would probably make sense. my utilities change each month, so "recurring" as an event makes sense, but not the amount.




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