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That's only for US debit cards where a debit transaction requires a PIN code, but a credit transaction prefers signatures. For credit cards with PIN preference it shouldn't make a difference, as it's up to the card to decide which mode to use (based on the options that are supported by the terminal).



I know some terminals here in the UK lie about their capabilities, for example they'll tell the card they're offline only even if they do support online transactions.




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