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You need to partner with an insurer and add a small amount on top of the price.

However still not sure, since someone wanted to have the tool _now_ , if a such shop would be open 24/7, in contrast of a library.




For the 24/7 aspect, some version of an automat, perhaps with an amazon now or uber eats delivery model.

https://en.wikipedia.org/wiki/Automat




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