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If "invest what you don't pay" is the only benefit to buying a very quickly depreciating asset then you're not a very good investor.

Buy a used car and invest the bulk of the cash (if you actually have any). Can't get great deals on used car loans compared to new.

Fees/depreciation quickly kills the allure of a good rate.

If your user credit cards for rewards you don't realize that it actually makes you spend more money than you're getting in "rewards".



This right here. These companies are milking people and they have no idea because they only want to believe what already confirms their biases.




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