If a government outlaws a currency and you sold your house for that currency, who could you possibly call?

Bitcoins transacted before July 31 WILL stay in your wallet. They are not going to evaporate any time soon.

And this is not was I was replying to. Gp was comparing this to a chargeback.

But now that you bring up governance, bitcoin is essentially being steered by a handful of mining pools, not by loosely knit community of private individuals :)

Then seems to me it's on its deathbed, not in its infancy. A handful of Chinese mining pools will decide which fork retains any value...so much for decentralization.

You are conflating Bitcoin with decentralized currency.