Are you serious? The biggest problem of Pakistan is failure to attract foreign capital? What about harboring terrorist groups like LeT, JeM, and AlQ? Or, the fact that religious strife is killing innocents - sunnis killing shias, muslims killing hindus. Or, that the army is not under the control of civilian goverment, leading to multiple coups. I can provide hundreds of references to back these claims. Lack of foreign capital is probably the last problem for Pakistan.
In total, the amount of lives lost to fighting in the north, and with internal oppositionary movements amounts to around 4300 people over 10 years - that digit is from Hina Rabbani Khar. This is not much for such a populous country.
Armed struggle rarely reach big cities where the majority of business activity take place. On my observation, something big only happens in big cities once a year or less.
I do not believe that OBL, AQ and co. count for more than a small nuisance.
No armed group ever came close to trampling the central government, nor will they ever be in the foreseable future.
India is a genuine issue for the country. Not solely because of its military ambitions. The constant economic and diplomatic pressure from India is the reason for much of international isolation of the country.
The army, and previously regular army coups could've been seen as an issue in the past. In my own observation, I see that army's freedom of action was already on the downward trajectory during Musharaf's reign, and that was partially responsible for him falling out of power so fast (other being that Zia's era generals simply died of old age). The civil society (Pakistani oligarchate), is in antagonistic relations with the army. They are squeezing them out of power, preventing them from gaining any momentum. Generals are not coming back to power in our generation. Big buck has won over the military.
As a Pakistani that sees the bigger picture, I agree with you. It's a popular narrative in Pakistan that a lot of the country's problems are caused by RAW, the CIA, or any other three lettered acronym, and that a lot of our problems could simply be solved with foreign money.
