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I am not sure I want that.

When you go to a casino to gamble, your gains expectancy is negative because of the house's cut. You pay to have more risk. When you go to your insurance company, your gains expectancy is negative as well, because the insurance company is profitable. You pay to have less risk.

So people pay to have more risk, and other people pay to have less. I'd like to know if those two groups can meet.



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