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> NYC, where the financial companies have driven comp levels really high for software-engineers

I disagree, majority of financial firms see tech employees aka 'IT' workers as a cost center. After '08 there is a major focus on cost cutting as overall industry is not doing well. With the exception of a few high risk and small (few 100 people) hedge funds you barely would see someone with 5-7 years of experience touching 200k salary.



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