I stress the bookmarklet not because of our cut, but because it will grow our userbase -- people receiving lots of tips without being Tipjoy users will probably soon become users to claim the tips.
edit: I should also mention that our effective cut is small when you consider that tips can be recycled back into the community. Tip receivers can tip other things for essentially zero overhead. We take our small cut when someone cashes out.
Cool, allowing tips to be used inside the system to fund other tips is a good touch that also have the side effect of encouraging even more generosity.
We actively seek out people that have received money that aren't users. We're thinking about ways to automate this, but making it personal is probably going to be the most effective.
No, when the tipper gives it. Also, someone only receives the money into their account when the tip is paid, but they are shown the level of unpaid tips.
I expect a number of blog posts of people saying "hey folks, pay your tips!". We're deploying some friendly ways of encouraging it too.