Yep, grew up and have friends/family in Oklahoma. Disability and unemployment benefits come on prepaid cards, as well as tax refunds.
Most ATMs charge a fee to check balance, and a separate fee to withdraw money as cash. These cards do usually have a free phone number you can call to check balance, but you almost always have to pay a fee for withdrawal. And if you have, say, $19 on the card, it's effectively impossible to get that out as cash, because no ATM lets you withdraw in less than $20 increments.
Also, most blue-collar and minimum wage jobs use prepaid cards. At least companies like McDonald's as well as various factory jobs do. For McDonald's, according to friends at least, there is no option for anything else. Even if you have a bank account, you can't do direct deposit, you still get a prepaid debit card that your paycheck goes to.
Most ATMs charge a fee to check balance, and a separate fee to withdraw money as cash. These cards do usually have a free phone number you can call to check balance, but you almost always have to pay a fee for withdrawal. And if you have, say, $19 on the card, it's effectively impossible to get that out as cash, because no ATM lets you withdraw in less than $20 increments.
Also, most blue-collar and minimum wage jobs use prepaid cards. At least companies like McDonald's as well as various factory jobs do. For McDonald's, according to friends at least, there is no option for anything else. Even if you have a bank account, you can't do direct deposit, you still get a prepaid debit card that your paycheck goes to.