I have occasional insomnia, and while this might be a placebo effect, extensive usage of bluetooth seems to consistently make it worse.

So if this happens, it might be finally the time I ditch the iPhone brand.

There’ve also been anecdotal reports of bluetooth worsening migraines in people prone to them.

You’re right. I find it stupendously easy to move money within/into Kenya.

I can easily pay a street seller from my US bank account, directly to his/her phone, in seconds.

Pains me to say this because I had this international bank/credit card to M-Pesa transfers idea a decade ago, a professor dissuaded me from pursuing it.

5 years later, a bunch of services launched and many are thriving.

*Heaviside

Your points mirror my experience, but could you explain why breakdown of civic institutions (an observation I've also made) matters?

David, could you please ping me at ernest.g.n (google's mail service)

Done.

Eric Schmidt's original Google+ post: https://plus.google.com/+EricSchmidt/posts