I would say hiring strippers and escorts for office parties is not "perfectly normal". I don't think that there would really need to be any other representation for that to be viewed negatively.
Medicare already does this. If you go uninsured and then try to enroll (at a time when you're eligible, of course), there's a penalty you're required to pay.
I didn't say it was a good plan, just one I heard suggested. I'm in the opinion that the US should just combine to have one giant risk pool, and include everyone in it (aka single payer)
It sounds like you're confusing the surface book and the surface pro. The former is a laptop with a detachable screen, the latter is more like a tablet with an attachable keyboard. (although both run full OSes).
Although you also need to factor into that decision the impaction in certain majors at lots of the CalStates. People are taking more than 4 years to graduate because they can't get in to classes they need.
Additionally, in my experience if you have an older car without keyless ignition, taking the keys out of the ignition and putting them on the dashboard will help as well.
Number 5 is one of the most important things!
6. Can be difficult especially at night when they're shining the spotlight in specifically to blind you.
Also don't forget to ask permission before reaching anywhere.
> I believe that is the case in some states as well (but not California). They get to repo the house, sell it and then can sue you for the rest you owe.
Even where allowed in the US, they tend (not always, it varies by state) to increase the judicial oversight of (and thus extend timelines for) the foreclosure sale, and often reduce the finality of a foreclosure sale by providing a post-sale redemption period. Both of these things are things that lenders might prefer to avoid in many cases where a deficiency would, in theory, be available.
